"Pamela did a great job . She made the process easy and understandable . She was quick to respond to any questions we had.
I am very grateful to have worked with Pamela . Thank you for all your help in this process you made it pleasant and it was a 
pleasure to working with you. Thank you." 
“Great team they work with you through the whole process, it went smoothly on their end.

Being a first-time home buyer, they were very professional and helpful. I would definitely recommend them to anyone looking!! Thank you all!!!!”

Dominique A.
“DML is a great lender who will provide you personal service throughout the entire mortgage process.

Every person involved in the loan process is easy to get ahold of and answer any question that you have.”

Karla W.

Nathaniel Moseley – Loan Officer

NMLS # 1410725

Nathaniel Moseley is passionate about empowering potential homebuyers by understanding each client financial needs while educating them to accomplish their home buying dreams. Nathaniel specializes in a wide ranges of loan products from Jumbo loans, 203K loans, FHA and more.

With Nathaniel’s extensive background in the financial industry, he provides a consultative and analytical approach to the home buying process. He is eager to learn what your goals are and is confident he will seamlessly guide you through the entire process

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!


410.826.5529 (o/f)



When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.