"Pamela did a great job . She made the process easy and understandable . She was quick to respond to any questions we had.
I am very grateful to have worked with Pamela . Thank you for all your help in this process you made it pleasant and it was a 
pleasure to working with you. Thank you." 
“Great team they work with you through the whole process, it went smoothly on their end.

Being a first-time home buyer, they were very professional and helpful. I would definitely recommend them to anyone looking!! Thank you all!!!!”

Dominique A.
“DML is a great lender who will provide you personal service throughout the entire mortgage process.

Every person involved in the loan process is easy to get ahold of and answer any question that you have.”

Karla W.

Pamela Vroman – Branch Manager
NMLS# 147606 Licensed in MD and VA.

Branch Manager, Pamela Vroman has been in the mortgage industry for 19+ years and has built her career on the foundation of passion, trust, and exceeding client expectations. Always humbled from earning her clients’ trust, Pamela shared, “We value the trust that our clients have placed in us for such an important process in their lives. We hope to give them the knowledge, education, and care to guide them through what will most likely be one of their biggest investments.”

Whether working with a first-time home buyer, 2nd home or investment borrower, or repeat client, Pamela applies her extensive mortgage knowledge to ensure each client’s mortgage solution is personalized for their home loan needs. She maintains a high-level of communication and provides valuable feedback that assists clients in confidently making their home purchase dreams a reality.

Outside of work, Pamela and Brian have a blended family with two daughters who enjoy crafts, skateboarding, and making slime. Since Brian is a real estate agent, the girls are constantly surrounded by real estate. In fact, Pamela believes the kids can take a better loan app and will make great assistants!

Quote to Live By: “The measure of our success is the experience our clients have during this often stressful life event. We pride our self on excellent customer service and communication not only to our clients, but everyone involved in the transaction.”

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!


410.878.9744 (o)

410.878.9744 (f)


When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.